Terms of Service

Effective Date: 22/11/2024

Welcome to Save Money Tips Now (referred to as « we, » « us, » or « our »). By accessing or using our website, located at https://savemoneytipsnow.com (the « Site »), you agree to comply with and be bound by the following terms and conditions (the « Terms »). If you do not agree to these Terms, please do not use our Site.

1. Use of the Site

Eligibility

To use our Site, you must be at least 18 years old or have the consent of a parent or guardian if you are under 18.

Acceptable Use

By using the Site, you agree not to:

  • Engage in any unlawful or harmful activities.
  • Distribute malware or spam.
  • Interfere with the functionality or security of the Site.
  • Copy, distribute, or modify content without our express permission.

2. Disclaimer

The content provided on Save Money Tips Now is for informational purposes only.

  • We do not provide professional financial advice.
  • All tips, tools, and resources shared are intended to help you save money but are not guaranteed to produce specific results.
  • Please consult a licensed financial advisor for personalized financial guidance.

Affiliate Disclosure: Save Money Tips Now participates in affiliate programs. This means we may earn a commission if you click on certain links and make a purchase, at no additional cost to you.

3. Intellectual Property

Ownership

All content on this Site, including text, images, logos, and graphics, is the intellectual property of Save Money Tips Now, unless otherwise stated.

Restrictions

You may not copy, reproduce, distribute, or create derivative works from our content without obtaining prior written consent.

Limited License

We grant you a limited, revocable, non-exclusive license to access and use our Site for personal, non-commercial purposes only.

4. Affiliate Programs and Third-Party Links

Our Site includes links to third-party websites, products, and services.

  • Affiliate Links: We may earn commissions on purchases made through affiliate links.
  • Third-Party Content: We are not responsible for the accuracy, content, or policies of third-party sites. Visiting those sites is at your own risk.

5. User-Generated Content

If you submit content (comments, feedback, etc.), you grant us a non-exclusive, royalty-free, perpetual license to use, display, and distribute your submission.

  • Prohibited Submissions: Content that is offensive, defamatory, or violates any law will not be tolerated and may be removed.

6. Limitation of Liability

To the fullest extent permitted by law, Save Money Tips Now shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages arising from your use of the Site.
  • Errors or omissions in the content provided.

You agree to use the Site at your own risk.

7. Privacy

Your use of our Site is also governed by our Privacy Policy. By using the Site, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

8. Termination

We reserve the right to suspend or terminate access to our Site at any time, without prior notice, if we believe you have violated these Terms or engaged in prohibited activities.

9. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with the updated effective date. Your continued use of the Site after changes are made constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your State/Region], without regard to its conflict of laws principles.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at: