Privacy Policy

Effective Date: 22/11/2024

At Save Money Tips Now, accessible from https://savemoneytipsnow.com, your privacy is our priority. This Privacy Policy explains how we collect, use, and protect your personal information. It also outlines your rights under laws such as the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). By using our website, you consent to the practices described here.

1. Information We Collect

We collect information in the following ways:

a) Information You Provide Directly

  • Contact Forms: When you submit a message through our contact form, we collect your name, email address, and any additional information you choose to provide.
  • Newsletter Subscriptions: If you sign up for our newsletter, we collect your email address.
  • Comments or Feedback: Any content you submit on our website.

b) Automatically Collected Data

When you visit our site, we may collect the following information automatically:

  • IP address
  • Device type and browser information
  • Pages visited and time spent on the site
  • Referring website or link

c) Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and to collect usage data. These include:

  • Essential Cookies: Necessary for site functionality.
  • Analytics Cookies: To track website performance and user behavior.
  • Affiliate Cookies: To track purchases made through our affiliate links.

2. How We Use Your Information

The information we collect is used for the following purposes:

  1. Responding to inquiries submitted via our contact form.
  2. Sending newsletters to users who have opted in.
  3. Analyzing website performance and improving user experience.
  4. Displaying personalized or non-personalized ads through Google AdSense.
  5. Tracking affiliate sales for programs such as Rakuten or Amazon Associates.
  6. Complying with legal obligations and enforcing our Terms of Service.

3. Sharing Your Information

We do not sell your personal information. However, we may share your data with:

  • Trusted third-party services: For example, email marketing providers like Mailchimp or analytics tools like Google Analytics.
  • Affiliate programs: To track sales and assign commissions.
  • Legal authorities: If required by law to comply with legal obligations.

4. Your Rights (GDPR & CCPA)

Depending on your location, you may have the following rights:

a) GDPR Rights (European Union)

  • Access: Request a copy of the personal data we hold about you.
  • Correction: Ask us to correct any inaccurate data.
  • Deletion: Request the deletion of your data (“Right to be forgotten”).
  • Objection: Opt-out of certain types of data processing.
  • Portability: Receive your data in a machine-readable format.

b) CCPA Rights (California Residents)

  • Right to Know: Learn what categories of data we collect and why.
  • Right to Delete: Request that we delete your data.
  • Right to Opt-Out: Refuse the sale or sharing of your data (we do not sell data).

To exercise these rights, contact us at [email protected].

5. Cookies and Consent

a) What Are Cookies?

Cookies are small files stored on your device that help us improve your browsing experience.

b) Managing Your Preferences

When you visit our site, you’ll see a cookie consent banner. You can:

  • Accept all cookies.
  • Decline non-essential cookies.
  • Modify your preferences at any time.

c) Third-Party Cookies

Some cookies are placed by third parties, such as Google AdSense or affiliate partners, to provide personalized ads or track purchases.

6. Data Retention

We retain your personal data only as long as necessary for the purposes outlined in this Privacy Policy or as required by law.

7. Affiliate Disclosure

Save Money Tips Now participates in affiliate programs such as Amazon Associates, Rakuten, and others. This means we may earn commissions if you click on certain links and make a purchase, at no additional cost to you.

8. Data Security

We implement reasonable measures to protect your data. However, no system is completely secure, and we cannot guarantee absolute security.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date. Please review this page regularly to stay informed.

10. Contact Us

If you have any questions or wish to exercise your rights under GDPR or CCPA, please contact us at: